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As the summer weather starts to disappear
and the autumn gives way to the normal UK rainy weather, you might want to
think about checking your property to make sure that you are not at risk of
flood or storm damage. While we may not be well known for having extreme
weather, if your property is not properly kitted out for bad weather, all it
could take is for a few heavy rainy days to cause irreparable damage.
Water has a way of getting into every nook
and cranny, do being properly prepared before it is too late has its
advantages. So what can be done to help reduce reparation costs and what are
you most at risk of, when it comes to the stormy weather?

Cleaning Gutters

It is important to regularly clear out your
gutters, in order to make sure that they are doing their job properly and to
prevent a build-up of runoff water on the roof. Where water collects, it puts
unnecessary strain on the roof and can leak down into the property below. By
hiring a professional to perform regular clear-outs of your gutters, you reduce
the risk of needing roof repairs by a good amount.

Another good way to discern whether or not
your gutters are actually working properly is to clear them out regularly. If
you have clear gutters and you are still subject to leaks, you may have an
issue with your drainage system. As always you can request assistance from a
professional who would be glad to advise you.

Water Leaks

If you have a leaking roof or leaking pipes, it is
essential to discern where the leak originates and to repair it as soon as
possible. Leaving something until later just because it is ‘not that bad’ is a
sure-fire way to rack up intense reparation bills and can cause damage to
furnishings affect the wiring within the property and even cause a build-up of
mould and damp, which leads to a whole host of other issues.

If you have suspicions that the water leak
is near an electrical outlet, you should request the assistance of a
professional. Never conduct water leak repairs on your own, as a small mistake
can cost you dearly. By enlisting in the help of a professional, they will be
able to properly repair the leak and provide advice as to what may be done to
help prevent any further leaks in the future.

Roof Repairs

As the roof is basically your main barrier against
weather effects, it is important to keep it in good condition. Regularly
checking the condition of your roof is always a good idea, as it can be very
easy to forget about the roof and assume everything is right as rain. Cracked
or chipped tiles are not a problem on their own, but they can make the under
covering over-exposed, causing it to deteriorate faster than if it were
properly covered.

Roof repairs can be expensive if needed on
a large scale, so regular inspections are always recommended. If you see any
small damage, consider whether or not it is worth having to re-shingle a whole
roof (as leaving damage, no matter how small, can easily have its
consequences), and always see if you can conduct small repairs wherever needed.

Storm and Water/Flood Damage

Depending on the location of your property, you may
be fairly safe or you may be in the ‘hit zone’ if a particularly nasty storm
hits. Low altitude properties and coastal properties are at a higher risk, as
can be seen on insurance policies and claims, so if you live near the sea or on
low ground, it is important that you take preparations well in advance.

Damages caused by storms and flooding is
often severe, and it can take a long time and a lot of money to replace what
has been damaged or lost. You have to consider damaged furniture, property
structure, replacement carpets, deep cleaning of furnishings and belongings and
much more. Storm and Flood damage is not something to be taken lightly, so
making preparations is always preferable to the alternative, however there are
experts who will be able to provide professional advice and assistance in
returning your home to normal as soon as possible, in the event of a severe
storm or flood.
The UK is well known for its stormy and
rainy autumn and winter seasons and though we do not commonly have many extreme
weather incidents throughout the UK, we are still subject to heavy rainfall
across the last few months of the year. In order to help prevent long term
damage from water leaks and to reduce flooding risks, adequate preparation is
needed. Plus by checking out the condition of your roofing and guttering at the
start of the season, you can help reduce costs with a regular check and help to
improve the longevity of your slates and roof coverings. By identifying
potential defects earlier on, you can make amendments to them in advance,
saving a lot of money on potential repairs and replacements. It is highly
recommended.
Article provided by Apex Building Solutions;
insurance claim specialists based in Sussex with over 10 years experience in
both the building and insurance sector.